My husband doesn’t have an issue with spending money, but what I do with my teenage daughters… I have my own account (with my husband) through our bank. Each of my daughters have their own bank account that I’m listed on. So I have my individual account and then I have joint accounts with my daughters. When they have bills due, I go straight into their accounts and transfer the money to my account. What I suggest doing, in your situation, if you do decide to stay with him, is this… go to the bank. Open two accounts. One with only your name on it and one with both his name and your name. Have him direct deposit his check to the joint account. Each week when his check deposits, you go in to your app and transfer what money he owes into the household for bills into your individual account. Whatever is left in his account, is his to spend until his next pay date. Before that, sit down together and have a conversation about finances and come to an agreement on how much money you will be taking from his account each week towards household expenses. If he refuses any compromise, I would end the relationship at that point.
Oh girl, watch 3 episodes of Judge Judy before you get a joint bank account
Seperate accounts and pays bill when get paid before he spends all his money. I know my husband is horrible too
Get rid of him. Never move in with him. A man you can’t handle money is nothing but trouble.
Our money system is that we have our own bank accounts and one for billls/household. We’ve done it where we set a rounded up specified amount for expenses (add together bills, rent, subscriptions, gas, etc) and automatically set an equal portion of that amount aside from every paycheck. The extra from rounding up goes to savings or a rollover for next month. Now (14yr relationship) I handle the money, I give him x from his check to spend freely and I make sure bills are paid and add to savings. If either of us plan on making a big purchase ($200+) we talk about it first. Thats what works for us.
Don’t have advice but good luck with that doesn’t sound like your gonna get anywhere with that but definitely don’t put your money in account together cause you won’t have none
You should put your money in a separate account and not together.
No joint accounts and talk about it NOW before moving in. Set expectations and who’s going to cover what.
Dump him he will never pay u back
So many issues here. You need to move on.
Heck no single account and kick him obviously he is not responsible enough to act like an adult and wants to act like a teen that just got paid. Oh heck no.
Im the impulse buyer lol, Im a sahm, he works and pays the bills. He asked me if i wanted to have a joint account with him. I said no because I suck with money management. Do not get a joint account
How does your significant other owe you money I’m sorry I just never heard of this … you are acting like your boyfriend is a friend who borrowed money from you …
Do NOT get a joint account!!
Do not do a joint account if hes bad with money. Take a class. Get with a financial advisor
It’s easier to get a divorce than to get out of a mortgage that both your names are on. Tell him to get the spending under control because it could be your debt one day if things progress. If he can’t get his finances in check now it will only get worse as he ages. Issues in your 20s and 30s, if not handled, will destroy you in your 40s and 50s.
IT WILL FOLLOW!!!
Don’t do it. It will hurt you financially for a long time and he won’t get out of it because you let it continue and showed him it will be ok.
Put your foot down.
Don’t get a joint account and things will end badly and you will be deep in debt. You have to have boundaries it will be hard for him to change but it can be done if he listen and makes an effort but if it ends in a power struggle I’d end it. Too much unnecessary stress you don’t need
If he owes you money and still hasn’t paid you back that is a huge red flag and it’s disrespectful to you. Tell him your concerns and offer to sit down and plan a budget. However, do NOT get a joint account with him and make sure if you do move in together you can afford to live there on your own if you did break up.
It is important to be on the same page financially. I would tell him that the way he handles money concerns you because you have another vision of how you want to live. Have a conversation. At this point, you are just dating him. That is what dating is, finding out whether someone fits or not. He just may not fit.